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Meet The Team

Honest service with a smile

Meet Our People

We are known as the hospitality insurance specialists in Florida because of our experience and dedication to the industry. Our #1 priority is YOU, our neighbor! We understand the unique risks Florida hospitality businesses face and the impact that today’s litigious world can have on your bottom line. Our relationships with premier hospitality insurance carriers allow us to customize coverages for your specific needs at a competitive premium.

Hospitality Is a way of life

Scroll Over Each Team Member To Learn More

Tony davenport

Tony Davenport

Tony has specialized in insuring Florida’s hospitality businesses for over 30 years and is well respected for his knowledge, honesty, and integrity. He established the hospitality division, Florida Hospitality Risk Advisors, within Besnard Insurance which has been serving Florida since 1981.

Currently, Tony serves as Co-Chair of the Florida Restaurant and Lodging Association (FRLA) Insurance Council, board member of the FRLA Palm Beach County Chapter, member of the FRLA Allied Member Council. He is also a past Hospitality Advisory Board member of Associated Industries of Florida.

As a native Floridian, University of Florida graduate, and fourth generation “Conch” (being born and raised in Key West), Tony understands the importance of the hospitality industry in Florida is passionate about its unique insurance needs. He can often be found enjoying good food and IPAs, fishing in the Keys with his family, or even on the golf course supporting various charitable causes. Go Gators!

Gloria Davenport

Chief Client Officer
Gloria has 20 years of experience in many areas of the hospitality insurance industry from agent to agency owner. Prior to insurance, Gloria worked with a national payroll company which naturally led to her specialization in workers compensation pay-as-you-go programs. She has always been known for providing exceptional, personalized service to clients and keeps the division running smoothly.

A small-town girl from Crystal River, FL and a graduate of Florida State University, Gloria looks forward to spending time with her fantastic, rapidly growing family of which she is exceptionally proud. An avid off-shore angler, boater, and self-proclaimed foodie, she also enjoys a round of golf now and then and supports the FRLA’s Educational Foundation. Go ‘Noles!

Todd J. Cicero

Certified Insurance Counselor
Todd is an insurance professional with more than 30 years of bringing insurance solutions to clients throughout the country. After spending years in the Midwest and Southwest, he brought his knowledge and expertise to Florida in 1997 where he has been helping businesses with their insurance needs ever since. Over the past 11 years, he has specialized and dedicated his time and energy to the Hospitality Industry, including actively advocating issues with state legislators. As a member of Florida Restaurant & Lodging Association, he currently serves on the Insurance Committee and is past Co-Chair of the Allied Members Committee. Todd grew up in the Midwest, graduated from the University of Wisconsin – Whitewater, where he met his wife and started his family. When he isn’t working, you will find Todd enjoying time with his family or taking in all the activities that Florida and the southeast parts of our country provide.

What People Say About Us


Navigating the rough waters of today’s hospitality insurance.